The character and face of our cities

Northern Wreck and Bradford & Bungley were directly to blame for the state of the housing market. I saw their abysmal lending policies 5 years ago and warned it was both highly unethical and unsustainable.

Lending 5-6x someones salary, or even worse self-cert mortgages was and still is effectively financial fraud, a fraud that has led to the destruction of city centres and suburbs across the country with the building of all those hideous and overpriced flats. These will soon be the slums of the future as Dictator Brown starts to convert them to social housing, again at the cost of the taxpayer. City centres will soon become (even more so) no-go areas after dark, which starkly contrasts against the current sparkly lights of all those trendy bars and restaurants that we never needed or wanted.

The character and face of our cities and landscape have sadly changed for the worse forever and won't be repaired. Modern trendy flats built not even 2 years ago now look dated and shabby. What a shameful dereliction of duties this government is leaving the country with, the costs will be felt for decades both socially and financially.